American Exchange Bank is one of the oldest and largest banks in Henryetta, Okla. It has been in operations since 1933. It offers various standard account and optional account services. The standard account services include checking accounts, savings accounts, Christmas club accounts, kitty club accounts, certificates of deposit, individual retirement accounts, personal loans, commercial loans and real estate loans. The optional account services include direct deposits, bank by mail, night depository drop, safe deposit boxes, ATM or debit card and Visa and Master Card cash advances. The deposits made by customers are federally insured up to $100,000 per account by the Federal Deposit Insurance Corporation. .