BayCoast Mortgage is a wholly owned subsidiary of BayCoast Bank, a 166 year old savings bank. Servicing all of the east coast from New England to Florida, NFC can obtain the best and lowest rates on the market at little or no cost to the borrower. As a full service lender NFC Mortgage offers instant pre-approvals, timely closings and in-house underwriting. Whether someone is looking to purchase a new home or refinance an existing home loan, NFC offers a wide variety of products including FHA, VA, Conforming Loans and Jumbo Loans. In addition, NFC's unique portfolio loan products will appeal to borrowers who may have a unique situation that does not meet conventional underwriting guidelines. All loans are subject to credit approval. .