Chartered in 1892, The First National Bank and Trust Company provides personal and commercial banking facilities, investments and trust services. Its products include certificates of deposit, individual retirement accounts, savings bonds, direct deposits, trust services, wire transfers, Internet banking, lending services, mortgage services, ATM and check cards, safe deposit boxes and investment services. It also provides overdraft protection, Internet bill payment, express phone banking, cash management, ACH transaction, commercial lending and various checking and savings accounts. Its trust services include revocable trusts and probate estates. The bank is located in Chickasha, Okla. .