Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 124 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products.We are pleased to offer Online Banking. Our online banking product offers our customers the convenience of:Another service provided is our 'Direct Teller'. Use Citizens Federal Direct Teller for accurate 24-hour account information. Dial 1-800-436-5177 using a touch-tone telephone and follow the easy steps for entering your account number and password. You will be able to obtain:You will also be able to transfer funds between your Citizens Federal checking and savings account ( small fee will apply after 5 free per month ).Please take a moment to read our Privacy StatementUSA Patriot Actand the Internet Security and Fraud Alerts. Loans, Savings Accounts, Mortgages.