Established in 1917, First State Bank serves the banking needs of residents in Macomb County, Mich., which includes the cities of Eastpointe, Richmond, Macomb Township, St. Clair Shores, Clinton Township, Washington Township, Sterling Heights and Chesterfield Township. The bank offers its customers a variety of banking services. Personal banking options include checking accounts, savings accounts, certificates of deposit and a variety of loans, such as mortgage, home equity, construction, installment, automobile, boat and classic cars. Business banking options also include checking accounts, savings accounts, certificates of deposit, merchant card services and a variety of loans that include term loans, lines of credit, commercial mortgages, land development loans and construction loans. First State Bank also offers online banking options. .