Operational for more than 70 years, Members First Credit Union is a full-service financial institution. It provides a variety of savings and checking accounts, including primary share, high yield and student club. The union offers home equity lines of credit and land loans to its customers. Members First Credit Union also provides free educational programs to middle and high schools in Midland, Clare, Gladwin, Isabella, Gratiot, Saginaw and Bay, Mich. It offers the Business Partner Program, which provides direct deposit and payroll deduction services. In addition, the union conducts on-site visits and educates the employees. Members First Credit Union has multiple locations in Midland, Mich. .