Middletown Valley Bank, formed in 1908, is a community bank that serves residents and businesses in Maryland. The bank s product offerings include savings accounts, individual retirement accounts, money market accounts, certificates of deposit, and regular and negotiable order of withdrawal checking accounts. It also offers several loan products, such as residential and commercial mortgages, agricultural, construction and business loans. In addition, Middletown Valley Bank provides telephone and Internet banking, as well as a network of automated teller machines. The bank has branch offices in Jefferson and Myersville. Middletown Valley Bank employs more than 50 people and is headquartered in Middletown, Md. .