Bay-Vanguard Federal Savings Bank, located in Baltimore, is a financial institution that provides saving accounts to customers. The institution offers a variety of financial services and products, including retail, business and corporate banking, cash and wealth management and insurance services. It provides a variety of account deposits to customers, such as money market, savings, checking, individual retirement accounts and time deposits. The organization offers a wide range of services, such as risk management, overdraft protection and retirement planning. It provides online services to customers that include access to account information and statement, transfer of funds and bill payments. In addition, the institution offers online payment calculators for mortgage loans. .