Incorporated as a Maryland corporation in 1973, M&T Realty Capital Corporation provides competitive mortgage financing nationwide for all types of commercial properties including multifamily, healthcare facilities, office, retail, etc. The full-service mortgage banking company is a wholly owned, commercial mortgage-banking subsidiary of Manufacturers and Traders Trust Company (M&T Bank). With assets of over $200 million, M&T Realty Capital Corporation is an approved FHA MAP Lender and is a fully accredited Fannie Mae, Freddie Mac Lender. Founded in Buffalo, N.Y. in 1856, Manufacturers and Traders Trust Company is among the nation s 20 largest commercial bank holding companies, with assets exceeding $69 billion. .