Cathy Ocharzak has over 30 years of lending experience. Over the years she hasbeen recognized by Maryland CDA as a top originator of MD CDA loans for first time buyers, Leaders Club for First Home Mortgage, Affiliate of the Year awards with Pen Mar Regional Association of Realtors, served on the board of Directors for Pen Mar Regional Association of Realtors and the education committee. Refinance, Purchase, PURCHASE, Refinancing, Credit Reports, Renovation Loans, Conventional Loans, Refinance Loans, Equity Loans, Personal loans, Interest Only Loans, Home Mortgage Loans, Savings Accounts, Personal Loans, Mortgages, Home Equity Loans.