Eastern Michigan Mortgage Company provides balloon and fixed- and adjustable-rate mortgages. It offers loans for construction, as well as provides mortgage options for investment properties. The company is a wholly owned subsidiary of Eastern Michigan Bank, which offers a range of financial solutions and was chartered in 1895. The bank provides various personal, investment and business banking products and services. It offers electronic and online banking services, as well as operates a network of ATMs. The bank also provides safe-deposit boxes, money orders, and credit and debit cards. It offers night depository, cash management and wire transfer services. In addition, the bank provides checking, savings and individual retirement accounts. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. .