First Community Bank is a family-owned financial institution that has been operational since 1905. It serves Petoskey, Cheboygan, Traverse City and surrounding communities in Michigan. The independently owned and operated bank s range of products includes business deposit and personal checking accounts, certificates of deposit, and home improvement and installment loans. First Community Bank engages in a variety of commercial lending activities, such as term loans, commercial mortgages, letters of credit and working capital lines of credit. It operates PrimeVest Financial Services, which is an independent, registered brokerage firm that serves individual and business clients. IN addition, the bank offers Internet and telephone banking options. .