Established in 1901, First National Bank & Trust is a local bank that provides primary financial services to the customers and community. It provides a wide range of deposit products, such as ATMs, debit and credit cards, personal checking and savings accounts, certificates of deposit and commercial accounts. The bank offers a full line of loan services, including personal, commercial, real estate and an overdraft line of credit. The bank s services include online and telephone banking, cash management, bill payment, money orders and wire transfers. In addition, the bank has a Web site that offers complete information about its services and products. First National Bank & Trust is located in Elk City, Okla. .