There's only one bank that can truly call itself Waterville's own - Kennebec Federal Savings. Kennebec Federal Savings is the only bank to continually reinvest in the Waterville community for over 75 years. Both of our full-service locations are right here in Waterville. Simply put, our home is here, just like yours. What does our Waterville focus mean to you? Our employees are involved in the community - just like you. We support the businesses and organizations right here - where we live. We'll keep your deposits working here, through loans and donations. And you don't need to worry about your mortgage leaving our Waterville offices; you can walk in anytime with questions. KFS will take the time to get to know you before we recommend a checking account, CD, Money Market or IRA. Our Lenders will analyze your individual circumstances to be sure they are providing you the best possible options. We're here to help you achieve your goals. .